In Europe recently was asked if my credit card had a chip. Now home can't find any banks which

American Express does. I have one.

In Europe recently was asked if my credit card had a chip. Now home can%26#039;t find any banks which offer, why?bridge loan

About 8 years ago I got a %26quot;smart card%26quot; from Chase, they replaced it with a chipless card when expiration date rolled around. Since they never implemented any chip features (I don%26#039;t know why), I guess they decided to save the chip money.

Lately, there%26#039;s been a VISA ad showing the use of a %26quot;contactless%26quot; smart card that you just wave to effect a purchase. I don%26#039;t think that a credit card that can be read while its still in your pocket is a good idea though.

I suspect the failure of smart cards in the US is due to lack of trust in the technology by both consumers and providers.

In Europe recently was asked if my credit card had a chip. Now home can%26#039;t find any banks which offer, why?

loan

I have an American Express, and there are some very limited Visa and Diner Club cards with smart chips. They are relatively rare because many merchants in the US have not embraced the technology to offer it.