Had Bad Credit, Now A New Card.......?

First thanks to the previous posters that have helped me get this far!

Disputed all bad credit from the past, and sure enough some of them got dropped. I then read several posts that indicated Capital One was one of the easiest cards to apply for, I also applied at Macy%26#039;s.

Capital One denied me, but to my surprise Macy%26#039;s did give me a card with a $100 limit. I was very happy that they even gave me a card, which leads me to my question(s):

A.) Cash is not a problem, Will charge up the card weekly and paying it off weekly help? Or what is the best practice to show Macy%26#039;s that I am serious about my credit, so that I can get the limit raised.

B.) How often do you ask a retailer to up your limit?

C.)How to determine which mail offers will really give me a card vs just another mass mailing that will hurt the credit score?

Thanks in advance for the help!

Had Bad Credit, Now A New Card.......?va loan

Three lines of credit, right? Get yourself three lines of credit, pay them faithfully when due, wait a year, and you will see an improved score. I am not sure, but Macy%26#039;s may not be a %26quot;tier 1%26quot; credit line (ie, mortgage, car loan, Visa).

1. Pay when due every time (weekly doesn%26#039;t prove anything).

2. Keep your balance to 1/3rd the limit during the reporting period. In your case, don%26#039;t charge more that $33.

3. I don%26#039;t have a precise answer to the credit increase question, but try and keep those requests to a minimum and only AFTER you have an established history with them. Give it time...

4. The soft hits on your credit don%26#039;t really hurt that much. That is more myth than fact. Still, you can always opt out at http://www.optoutprescreen.com (do the 5 year).

5. Hang in there. Nothing like time, good payment history, and the right mix of credit to boost your score.

Best of luck

Had Bad Credit, Now A New Card.......?

loan

If you are serious about getting a credit card you can go to http://www.ipod-vibez.com/credit.html they have credit card option for persons with bad credit and no credit I suggest to 2 of my friends this site and they were approved with very bad credit so I figure it should help you|||Bad credit is one of the worst problems to have... however there exists a solution.

I will hereby talk from my personal experience.

I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,

if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,

a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :

http://umgarticles.atspace.com/debt-cons...

if it helps kindly remember me in your voting!.. cheers!